How Wealthnow works

Wealthnow is the AI for investing. You connect the brokerages, banks and crypto accounts you already use. Alfred, our AI assistant, reads them side by side, and Wealthnow finds the risks and opportunities and proposes what to do next. Nothing executes without your approval, and your own broker holds your money.

How we protect youTry Wealthnow, free

The system in four steps.

Wealthnow finds and proposes; nothing executes without your yes. Here is the whole path, from the accounts you connect to the order your broker places.

01

Connect what you own

Sign in on your broker's or a connection service's own screen (such as Plaid or SnapTrade), or create an API key at your broker. We never ask for your broker password.

12,000+ brokerages and banks

Read-only or trade access, as you grant

02

Understand it with Alfred

Alfred reads your holdings, balances and investor profile, finds the risks and opportunities a single-app view misses, and answers with its sources.

Chat or voice

03

Approve each move

Some features prepare a proposed order for a connected account. You decide. Nothing executes without your approval.

Your yes, every order

Nothing is sent to your broker until you approve it. Real orders go only to supported brokers, after your approval.

04

Your broker executes

The trade lands inside your broker exactly as if you had clicked Buy on the broker's own app. Fills, settlements, statements, and tax reporting all happen at the broker.

Never custodial

Meet Alfred, our AI assistant.

Alfred reads the holdings, balances, and other data from the accounts you connect, and the investor profile you complete, such as your goals, time horizon, and risk tolerance. Its answers can include views on specific securities and on your portfolio.

Alfred is an AI and can make mistakes. Verify important info.

See the app

  • 336-tool registry

    Draws on a registry of 336 finance tools, using the ones each question needs

  • Real-time market data

    Works from real-time market data and your actual holdings

  • Chat or voice

    Talk or type: voice mode answers out loud

Wealthnow trading screen in a practice account: watchlist, an Apple quote, a candlestick chart, balances and a chat with Alfred
Product screenshot · practice accountReal orders go only to supported brokers, after your approval.

The architecture, end to end.

We are the brain. The broker is still the bank. Each stage below has one job, and an order only moves forward with your approval.

  1. Your accounts

    Some connections only let us read your account; others also let us send the orders you approve. The app shows which ones can.

    • Read-only
    • Trade access

  2. Analysis and Alfred

    Your holdings, real-time market data and research come together. Alfred answers and Wealthnow proposes what to do next.

    • 336-tool registry
    • Cited answers

  3. Your approval

    A proposal is only a proposal. You approve or decline each specific order.

    • You approve

    • Your approval

      Every order needs your approval before it is sent.

    • No short selling

      A sell must be covered by what you already hold.

    • Kill switch

      Operators can stop all order flow within about a second.

    • Each order sent once

      Claimed under its own ID, so a retry cannot place it twice.

    • Broker circuit breaker

      Pauses orders to a failing broker connection for a minute.

    One order gate

    One gate sits in front of every broker. An order it refuses is never sent.

  5. Your broker

    Your broker applies its own rules, executes or rejects the order, and holds the resulting position. Its statements are the official record.

    • Custody stays put

Agentic investing, explained.

Agentic investing: The use of AI agents that act on an investor's portfolio: reading positions, running research, making decisions within explicit guardrails, and executing approved trades, in contrast to AI tools that only analyze or recommend.

At Wealthnow the agent works across every account you connect, not one broker, and the guardrail that matters most is you: each order waits for your approval.

Read the full guide

12,000+

Brokerages and banks

100%

Of trades you approve, always

$0

Of your money in our custody

What Wealthnow does

  • Reads the accounts you connect, side by side, across 12,000+ brokerages and banks
  • Answers your questions through Alfred, grounded in your actual holdings
  • Finds the risks and opportunities and proposes what to do next
  • Prepares a proposed order for a connected account
  • Sends an order to your broker only after you approve that specific order

What Wealthnow does not do

  • Hold your money or securities. They stay at your broker
  • Use any connection to move money
  • Send an order you have not approved. The gate refuses it
  • Ask for your broker password
  • Promise returns. Past performance does not predict future results

Safeguards, built in.

Read how we protect you

  • Never custodial

    Wealthnow is not a broker-dealer. Your funds remain with whichever broker you connected.

  • One order gate

    Kill switch, your approval, covered sells only, and never the same order twice.

  • Encrypted

    AES-256 at rest, TLS 1.2 or higher on every connection, and broker credentials encrypted before we store them.

Who Wealthnow is built for.

Not sure you fit?

See who Wealthnow is and is not for

You hold money at three different brokers.

Connects 12,000+ brokerages and banks in one view

the Platform
12,000+

Brokerages and banks

Not sure you fit?

Questions, answered.

More in the full FAQ and on pricing.

Wealthnow is the AI for investing. It connects 12,000+ brokerages, banks and financial institutions through Plaid and direct integrations, including Robinhood, Schwab, Fidelity, Interactive Brokers, Coinbase, and Kraken. At supported brokers it routes the trades you approve through your own account; the others connect read-only. Never custodial.

Still have a question?

Your broker keeps custody, and nothing executes until you approve it. If something here is unclear, ask us.

Contact our team

Your accounts. Your broker. Your yes on every move.

Wealthnow Chat is free to try. No card. No commitment.

Try Wealthnow, freeSee pricing