PortfolioPilot and Wealthnow both offer AI portfolio analysis free to start, then split completely. PortfolioPilot is deliberately advice-only, with no execution, and on those terms it is one of the most credible products in AI investing. Wealthnow takes the opposite bet: advice that ends in a trade you can approve. Here is the honest comparison.
What is PortfolioPilot?
PortfolioPilot (by Global Predictions) is an advice-only AI investing tool for self-directed investors. It aggregates your accounts read-only, analyzes your portfolio and net worth with hedge-fund-inspired models, and gives recommendations, deliberately without execution. As of 2026 it reports 50,000+ users and tiers at Free, Gold ($20/mo), Platinum ($49/mo), and Pro (from $99/mo), each the monthly equivalent when billed annually. On its own terms, it is good software.
What is Wealthnow?
Wealthnow is the AI for investing. It connects 12,000+ brokerages, banks and financial institutions, including Robinhood, Schwab, Fidelity, Interactive Brokers, Coinbase, and Kraken. At supported brokers it routes the trades you approve through your own account; the others connect read-only. Never custodial. Where PortfolioPilot stops at the recommendation, Wealthnow closes the loop: the same AI that researched the move can place it once you approve, through your own account at a supported broker, behind a covered-sell check, an operator halt switch, and duplicate-order protection. Wealthnow is building toward the full AI family office.
Wealthnow vs PortfolioPilot: the comparison
| PortfolioPilot | Wealthnow | |
|---|---|---|
| Multi-account aggregation | Yes (read-only) | Yes (read; trade at supported brokers) |
| AI research and recommendations | Yes | Yes, with citations to filings and data |
| Executes trades | No (read-only) | Yes, at supported brokers, through your own broker, with your approval |
| Risk gates on orders | Not applicable (no orders) | Covered-sell check, operator halt switch, duplicate-order protection |
| Custody | None (read-only) | None (your brokers keep custody) |
| Entry price | Free; Gold $20/mo billed annually | Free to start |
The real difference: what happens after the advice
Both products will tell you your portfolio is overweight tech, or that a position no longer fits your goals. With PortfolioPilot, you then open each brokerage app, find the position, size the order, and place it yourself, for every account, every time. With Wealthnow, you say yes, and at supported brokers the order routes through your own broker with the risk gates checking it on the way. Wealthnow argues that unexecuted advice decays into a to-do list, and keeps its own safeguards: no custody, no payment for order flow, flat subscription, and you approve everything. Advice without execution is a newsletter.
When PortfolioPilot is the right choice
If you want a second opinion on a portfolio you fully intend to manage by hand, PortfolioPilot's read-only model fits that, and its net-worth analytics are strong.
When Wealthnow is the right choice
Choose Wealthnow if you want the analysis and the follow-through: rebalancing trades drafted for your approval, one AI accountable from research to order. Free to start. The execution layer is the product.
Frequently asked
Are Wealthnow and PortfolioPilot the same price?
Both have free tiers. Wealthnow's paid plans add execution of the trades you approve at supported brokers, backtesting, and paper trading; PortfolioPilot's paid tiers (Gold $20, Platinum $49, Pro from $99 a month, billed annually) add deeper analytics but still do not execute.
Does PortfolioPilot place trades?
No, deliberately. PortfolioPilot is advice-only by design. At supported brokers, Wealthnow executes the trades you approve through your own brokerage, with mechanical risk gates on every order.
Is execution riskier than advice-only?
Execution adds responsibility, which is why the structure matters. With Wealthnow your assets never leave your own regulated broker, every order passes risk gates, and nothing executes without your approval of that trade.
Can I disconnect Wealthnow from my brokerage?
Yes, once any open orders there are cancelled. Access is permission-based and revocable from either side. Revoking it leaves your accounts and holdings untouched at your broker, because Wealthnow never held them in the first place.
