Robinhood turned on Agentic Trading on May 27, 2026: connect an AI agent to a dedicated Robinhood account and it can place equity trades for you. It is genuinely well built, and it works only inside that one Robinhood account. Here is what it does well, and the structural difference that matters: a broker's agent in a walled account versus the independent layer above all your brokers.
What is Robinhood Agentic Trading?
Robinhood Agentic Trading, launched in beta on May 27, 2026, lets any MCP-capable AI agent (Robinhood names Claude, ChatGPT, Codex, Cursor, and Grok) connect to Robinhood and place trades for you. You paste one server URL into your agent, authorize it through Robinhood, and it can read positions and trade. The beta is equities only; Robinhood says options, crypto, event contracts, and futures are coming.
Two design choices define it. First, the agent acts inside a dedicated agentic account you open and fund separately: by Robinhood's own description, the agent can only touch the money you move into that account, not your main brokerage balance, your retirement accounts, or your bank. Second, you bring an outside agent, and as Robinhood discloses, once your data reaches that agent it leaves Robinhood's environment and Robinhood does not supervise or audit it. Both choices are reasonable for a broker opening a door to third-party AI. They are also exactly why it is a different product from Wealthnow.
What is Wealthnow?
Wealthnow is the AI for investing. It connects 12,000+ brokerages, banks and financial institutions, including Robinhood, Schwab, Fidelity, Interactive Brokers, Coinbase, and Kraken. At supported brokers it routes the trades you approve through your own account; the others connect read-only. Never custodial. Wealthnow is not an agent you have to find and bring: it is the agent, pre-built, with research and risk gates already inside it. It reads your whole portfolio across every connected account, answers with cited data, drawing on a registry of 336 finance tools (the ones each question needs), passes every order through one safety gate, and routes each trade you approve to the account it belongs in, at supported brokers. It is the independent layer above the brokers, building toward one AI across all your accounts: the coordination a wealthy family's money team does, as software.
Wealthnow vs Robinhood Agentic Trading: the comparison
| Robinhood Agentic Trading | Wealthnow | |
|---|---|---|
| The agent | You bring your own; Robinhood does not supervise it | Wealthnow is the agent: research and risk gates built in |
| Where it acts | One dedicated Robinhood account you fund separately | Across the accounts you already have at supported brokers; the rest of the 12,000+ it connects are read-only |
| Sees your whole portfolio | No, only money moved into the agentic account | Yes, every connected account |
| Cross-account moves (e.g. rebalancing) | Not possible by design | The core use case |
| Research | Whatever the agent you bring can do | Built in: 336 finance tools, cited answers grounded in your positions |
| Risk gates | Optional per-trade approval; Robinhood allows fully autonomous trading | Covered-sell check, operator halt switch and duplicate-order protection on every order |
| Custody | Robinhood holds the funds | Your existing brokers keep custody; Wealthnow holds none |
| Assets | Equities in beta; more coming | Equities and crypto across supported brokers |
| Price | Included with Robinhood | Free to start |
When Robinhood Agentic Trading is the right choice
If all of your investing already happens at Robinhood, you are comfortable opening and funding a separate account just for the agent, and you have an AI agent you trust to bring, Robinhood's integration is free, first-party, and well-designed. There is no reason to add a layer you do not need.
When Wealthnow is the right choice
If your money lives in more than one place, and for most investors it does, a single-account agent can only optimize a fragment. Portfolio decisions require seeing everything at once: spotting that two accounts hold the same risk, rebalancing across all of them together. That is the job of the layer above the brokers. And if you do not want to go find an agent, vet it, and hand it a freshly funded account, Wealthnow is the agent already, with the research and the guardrails inside it. Robinhood lets an agent trade one Robinhood account. Wealthnow is the agent across your accounts, all of them on Pro and Max and one on Free, and it acts only on the trades you approve, at supported brokers.
Frequently asked
Can Wealthnow trade my Robinhood account today?
Yes, in beta, through your Robinhood Agentic account. Open and fund an Agentic account at Robinhood, the separate account Robinhood keeps for agent trading, then sign in at Robinhood from Wealthnow (no keys to copy); Wealthnow links that Agentic account. Wealthnow then routes the US stock and ETF trades you approve there, and every order still passes the same safety checks as every other Wealthnow order. Your main Robinhood account connects read-only: Wealthnow sees those positions in whole-portfolio analysis but does not trade them. Robinhood's agentic rail has no crypto, so crypto trades you approve route through other supported brokers, such as Kraken.
Is Wealthnow a competitor to Robinhood?
No. Wealthnow is not a broker and takes no custody; it works on the brokers you already use. Robinhood's agentic feature and Wealthnow solve different problems: an agent acting inside one Robinhood account, versus an independent agent that works across the accounts you connect (all of them on Pro and Max; one on Free), acting only on the trades you approve.
I don't have an AI agent to bring. Does that matter?
Not with Wealthnow. Robinhood's model assumes you arrive with an agent of your own. Wealthnow is the agent, already built: it has the finance research tools, your portfolio context, and the risk gates inside it. You connect your accounts and start; there is nothing to assemble.
Which is safer, a broker's agent or an independent layer?
Both keep custody at a regulated broker. The differences are scope and guardrails. Robinhood isolates the agent in a separately funded account and lets you require approval or run it fully autonomously. Wealthnow applies a mechanical safety gate (a covered-sell check, an operator halt switch, duplicate-order protection) to every order it routes at supported brokers, never takes custody, and connects through permissions you can revoke.
What does Wealthnow cost compared to Robinhood Agentic Trading?
Robinhood's agentic features are included with a Robinhood account. Wealthnow is free to start. Its paid plans buy the cross-account layer: built-in research, risk gates, and execution of the trades you approve at supported brokers instead of one isolated account.
Can I use both?
Yes. You can keep Robinhood's native agent for quick actions inside that account and use Wealthnow as the portfolio-level layer that sees the accounts you connect (all of them on Pro and Max; one on Free) and proposes coordinated trades for your approval.
