Markets
Congress Trades, Explained: What the STOCK Act Requires
Members of Congress must disclose their stock trades, but on a delay and in dollar ranges. Here is how to read those filings without over-reading them.
Insights
Original research and plain-English guides from the Wealthnow team. Taxes, risk, private markets, security, and how agentic investing works with you in control.
Research
13F Filings Explained: What Big Funds Must Disclose
Every quarter, large investment managers publish their US equity holdings. The filings are a window into institutional positioning, with important blind spots.
Guides
Asset Location: Which Account Should Hold What?
Asset allocation decides what you own. Asset location decides where you hold it, and it can change what you keep after tax without changing your risk.
Research
Tax-Loss Harvesting Across Multiple Brokerages
Realizing losses to offset gains is a well-known tax strategy. Doing it safely when your accounts live at several firms takes a view no single broker has.
Guides
Private Markets 101: How Private Investing Works
Private equity, venture capital, private credit and real estate funds sit outside the stock market. Here is what makes them different, and what to ask before investing.
Security
The Investor Security Checklist: Protect Every Account
Investment accounts are high-value targets. A handful of habits, from phishing-resistant sign-in to read-only connections, closes most of the common gaps.
Product
How Read-Only Account Connections Work
Connecting a bank or brokerage to an app no longer means handing over your password. Here is what happens behind a read-only connection, and what it can and cannot do.
Guides
RSUs and Employer Stock: Managing a Concentrated Position
Equity compensation can build wealth quickly and concentrate it just as fast. Here is how RSUs are taxed and the common ways people reduce single-stock risk.
Product
Your Money Lives in 6 Apps. One AI Layer Fixes That
Silos hide both your risk and your best moves. Here is what a single agent that reads every account live can actually do about it.
Guides
Your Emergency Fund Is Sitting in the Wrong Account
Most people save the right amount and then park it somewhere that quietly costs them. Here is how much to hold, where to keep it, and why seeing all your cash at once is the step everyone skips.
Product
AI for Investing vs. the Robo-Advisor
A robo-advisor sorts you into a basket. An investing agent reads your whole financial life, reasons about it, and asks before it acts.
Guides
The Idle-Cash Tax: What Uninvested Money Really Costs You
Cash feels safe, and a little of it is. Too much of it is a decision you never made, and inflation charges you for it every single year.
Product
Robo-Advisor vs AI Agent: The Real Difference
Both promise to automate your money. Only one reasons about it. Here is where robo-advisors end and investing agents begin.
Guides
Pay Off Debt or Invest First? A Clear Way to Decide
The honest answer is not always the same one. It turns on a single number, a short order of operations, and the parts of your finances you are probably not looking at together.
Product
What Is Agentic Trading? AI Inside Your Limits
Agentic trading is software that reasons about your whole portfolio and acts on it, but only inside the guardrails you set and the approval you give.
Product
How an AI Agent Reads Filings to Find Opportunities
The signal in a 10-K or an 8-K is public, timestamped, and mostly unread. An investing agent's job is to read it at scale and hand you something you can check.
Product
You Approve Every Move: Consent-First AI
The most capable investing agent is not the one that acts without you. It is the one that finds, explains, proposes, and waits for your yes.
Guides
AI Investing for Beginners: A Plain-English Guide
AI investing is not a robot that trades your money in the dark. Built right, it is an agent that finds opportunities, explains them, and asks before it acts. Here is what that means, what is safe to start with, and what to watch for.
Guides
See Your True Net Worth Across Every Account
Your net worth is not the number on one brokerage screen. It is every asset minus every debt, updated in real time. Here is how account aggregation builds that picture, what belongs in it, and what changes when one live view replaces six apps.
Product
What Is an MCP Server for Markets?
A chat endpoint answers questions. An agent takes actions. The difference is tools, and for markets those tools arrive through a Model Context Protocol server. Here is what it exposes, why it matters, and how citations keep the output honest.
Research
Portfolio Concentration Risk: Too Exposed to One Stock?
Most investors underestimate how much of their net worth rides on one company. Here is how to measure single-name risk, why grants and options hide it, and how an agent that sees every account can flag and fix it.
Research
The Wash-Sale Rule, Explained (and How to Harvest Losses Without Tripping It)
Selling at a loss to lower your tax bill only works if you avoid a rule that spans every account you own, including your spouse's and your IRA.
Security
Can You Trust AI With Your Money? A Framework
AI is about to become the default place retail investors ask what to do with their money. Before you hand any tool that power, run it through six tests. Here is the framework, and where the honest failure modes are.
Research
Rules-Based vs Agent-Based Rebalancing
Threshold and calendar rules keep a single portfolio in line. An agent reasons across your accounts and the news before it proposes a trade. Here is how each works and when each is right.
Put the ideas to work.
Connect your accounts read-only and see what Wealthnow would propose for your whole portfolio. Wealthnow finds and proposes; you approve every move.
Educational content, not investment, tax or legal advice.