No card required: unlimited connected accounts, unlimited Wealthnow Chat and cited research tools at no cost while the product is in beta.
UNITED STATES, October 11, 2026. Wealthnow today confirmed that every feature of the Wealthnow app is free for everyone during its beta period. Signing up requires no payment card.
The short version
- Every feature of the Wealthnow app is free for everyone during beta.
- Signing up requires no payment card.
- Included: unlimited connected accounts, unlimited Wealthnow Chat, cited research tools and more.
- Every trade still waits for your approval, and Wealthnow never takes custody.
- The developer API is priced separately.
What is included in the free beta
The free plan covers the whole Wealthnow app while the product is in beta:
- Net-worth dashboard and holdings view
- Unlimited connected accounts
- Unlimited Wealthnow Chat
- Cited research tools
- Real-time market data and advanced charts
- Portfolio recommendations
- Backtesting with hypothetical results, and paper trading
- Email and in-app alerts
How to get started for free
- Sign up at wealthnow.io. No card is required.
- Connect your brokerages, and banks through Plaid. Wealthnow supports 12,000+ brokerages, banks and financial institutions.
- See every account in one net-worth dashboard.
- Ask Wealthnow Chat about your portfolio and get answers with sources you can check.
- Review the moves Wealthnow proposes, and approve or decline each one.
How trading works
Wealthnow finds and proposes; you approve every move. At supported brokers, Wealthnow can route the trades a user approves through the user's own brokerage account. Nothing is placed without that approval. Other brokers connect read-only.
Backtests show hypothetical results, and paper trading lets you try an idea without real money.
What free does not change
Free does not mean fewer protections.
- Wealthnow never takes custody of user assets. Money and securities stay at the user's own financial institutions.
- Every trade waits for your approval.
- Before an approved order reaches a broker, an order gate refuses a sell of shares you do not hold, never sends the same order twice, and stops every order when an operator halt switch is on.
Security and control on the free plan
The free plan carries the same protections as every Wealthnow account.
Read-only connections
Account connections go through established aggregation providers and direct OAuth integrations, so you sign in at your institution and Wealthnow does not store your bank password. A read-only connection can see balances, holdings and transactions but cannot move money or place trades.
Encryption and revocable permission
Brokerage credentials are encrypted with AES-256. Wealthnow holds only the permission you grant, and you can revoke it at any time.
Who the free beta is for
Anyone who invests across more than one account and wants one place to see it, ask about it and act on it, at no cost while Wealthnow is in beta.
What is priced separately
The Wealthnow developer API, which provides market data and analytics to software developers and AI agents, is priced separately. It has its own free tier with no card, and paid plans are listed at wealthnow.io/api/pricing.
Frequently asked questions
Is Wealthnow free?
Yes. Every feature of the Wealthnow app is free for everyone during beta.
Do I need a card to sign up for Wealthnow?
No. Signing up requires no payment card.
How many accounts can I connect for free?
Unlimited connected accounts are included during beta.
Is Wealthnow Chat limited on the free plan?
No. Unlimited Wealthnow Chat is included during beta.
Does Wealthnow hold my money?
No. Wealthnow is non-custodial. Your assets stay at your own financial institutions, and every trade waits for your approval.
Is the Wealthnow developer API free during beta?
The developer API is priced separately. It has a free tier with no card, and paid plans are at wealthnow.io/api/pricing.
Are backtests real results?
No. Backtesting shows hypothetical results. Paper trading lets you test ideas without real money.
About Wealthnow
Wealthnow is the AI for investing: one agent connected to your accounts, from brokerages to banks to wallets. It reads your whole financial picture, finds the moves single-app views miss, and proposes them in plain English. Wealthnow finds and proposes; you approve every move. Wealthnow is non-custodial: your assets stay at your own financial institutions. Wealthnow is operated by Tengu LLC, a Delaware company, and is based in the United States. Learn more at wealthnow.io.
Media contact
Wealthnow press team
hello@wealthnow.io
